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 | Reflections on the Formation and Distribution of Wealth |  |
81. The spirit of oeconomy continually augments the amount of capitals, luxury continually tends to destroy them.
The spirit of oeconomy in any nation tends incessantly to augment the amount of the capitals, to increase the number of lenders, and to diminish that of the borrowers. The habit of luxury has precisely a contrary effect, and by what has been already remarked on the use of capitals in all undertakings, whether of cultivation, manufacture, or commerce, we may judge if luxury enriches a nation, or impoverishes it.
| Reflections on the Formation and Distribution of Wealth | |