49. Of the excess of annual produce accumulated to form
capitals.
As soon as men are found, whose property in land assures them
an annual revenue more than sufficient to satisfy all their
wants, among them there are some, who, either uneasy respecting
the future, or, perhaps, only provident, lay by a portion of what
they gather every year, either with a view to guard against
possible accidents, or to augment their enjoyments. When the
commodities they have gathered are difficult to preserve, they
ought to procure themselves in exchange, such objects of a more
durable nature, and such as will not decrease in their value by
time, or those that may be employed in such a manner, as to
procure such profits as will make good the decrease with
advantage.