University of Virginia Library

Waiting Period

In the area of major medical expenses Blue
Cross states that for a condition to be treated,
it must not have been treated for 90 days
before the policy goes into effect. Under the
LINA plan, there is no waiting period or
preexisting clauses students are to be fully
covered from the first day the plan goes into
effect.

In the area of maximum benefit for major
medical expenses, the Blue Cross plan offers
$5,000 for a 13-month period while LINA
offers $15,000 for 12 months or less.

In hospital restrictions. Blue Cross pays 80
per cent of all benefits in non-Blue Cross
hospitals while LINA pays full benefits in all
hospitals.

Physicians services in home or office are not
covered under Blue Cross while these are